Attorneys Zebersky & Payne | Practice Areas
Property Insurance Attorneys in Fort Lauderdale, Florida
Property insurance is insurance on real property for protection against most risks, hazards, and perils, such as fire, theft, and some storm and weather damage. Property insurance can also include specialized forms of insurance such as flood and earthquake coverage. Property is generally insured in the manner of open perils, which covers all causes of loss not specifically excluded in a policy, or named perils, which covers only causes of loss listed in a policy. Property can be valued through loss of use, replacement value, and market value methods. Commercial property insurance is often bundled with liability insurance, which protects your business assets if the business is sued for bodily injury or property damage.
The experienced attorneys at Zebersky & Payne are extremely knowledgeable when it comes to the complexities of the Homeowners and Commercial Property Insurance policy. Many times, when a claim is denied, there are time limits involved, so it is important that you contact a skilled insurance attorney as soon as any dispute arises. It is even more important in a State like Florida where our homes and businesses are impacted by Hurricanes and Tropical Storms every year. Our lawyers, while helping many individuals and businesses who have had their real and/or personal property damaged as a result of a hurricane, or any other reason, have also made sure that the legislation passed by the Florida Legislature has consumer protections which insure that Florida’s homeowners and businesses will be fairly treated by their insurance company, will be paid in a timely manner and will not let the insurance company keep money that is rightfully yours.
